Proposed Hawaii Firearm Legislation SB974
Legislation Overview
Title: Relating To Consumer Protection.
Subject: Department of Commerce and Consumer Affairs: Small Dollar Loans: Small Dollar Lenders: Licensure: Requirements: Check Cashers: Payday Lending: Voluntary Payment Plans: Notices ($)
Description: Beginning 7/1/2023: provides for new viable installment-based small dollar loan transactions; specifies various consumer protection requirements for small dollar loans; requires licensure for small dollar lenders, subject to the oversight of the division of financial institutions of the department of commerce and consumer affairs; specifies licensing requirements for small dollar lenders; and caps the maximum allowable loan size at $1,500. Amends requirements for check cashers, including requiring check cashers to be licensed with the department of commerce and consumer affairs, to offer voluntary payment plans to consumers, and make various notice and disclosure requirements. Requires the division of financial institutions to conduct an analysis of the regulation of payday lenders and deferred deposit agreements and report to the legislature. Effective 7/1/2050. (HD1)
Session: 2022 Regular Session
Last Action: Carried over to 2022 Regular Session.
Last Action Date: December 10, 2021
Sponsors
Note: the first sponsor listed is normally the primary sponsor. If a sponsor's name is a hyperlink you can click on it to 'follow the money'.
2 sponsors: Rosalyn Baker (D); Bennette Misalucha (D);
Percentage of Senate sponsoring bill: 8% (2 of 25)
History
| Chamber | Date | Action |
| Dec 10, 2021 | Carried over to 2022 Regular Session. | |
| House | Mar 25, 2021 | Reported from CPC (Stand. Com. Rep. No. 1514) as amended in HD 1, recommending passage on Second Reading and referral to FIN. |
| House | Mar 25, 2021 | Passed Second Reading as amended in HD 1 and referred to the committee(s) on FIN with none voting aye with reservations; none voting no (0) and none excused (0). |
| House | Mar 24, 2021 | The committees on CPC recommend that the measure be PASSED, WITH AMENDMENTS. The votes were as follows: 11 Ayes: Representative(s) Johanson, Kitagawa, Aquino, Har, Hashem, Kong, Mizuno, Morikawa, Onishi, Tarnas, Matsumoto; Ayes with reservations: none; 0 Noes: none; and 0 Excused: none. |
| House | Mar 11, 2021 | Referred to CPC, FIN, referral sheet 22 |
| House | Mar 11, 2021 | Pass First Reading |
| Senate | Mar 9, 2021 | Report adopted; Passed Third Reading, as amended (SD 2). Ayes, 25; Aye(s) with reservations: none . Noes, 0 (none). Excused, 0 (none). Transmitted to House. |
| House | Mar 9, 2021 | Received from Senate (Sen. Com. No. 314) in amended form (SD 2). |
| Senate | Mar 5, 2021 | 48 Hrs. Notice 03-09-21. |
| Senate | Mar 5, 2021 | Reported from WAM/JDC (Stand. Com. Rep. No. 913) with recommendation of passage on Third Reading, as amended (SD 2). |
| Senate | Feb 23, 2021 | The committee(s) on JDC recommend(s) that the measure be PASSED, WITH AMENDMENTS. The votes in JDC were as follows: 7 Aye(s): Senator(s) Rhoads, Keohokalole, Acasio, Gabbard, Kim, Lee, Fevella; Aye(s) with reservations: none ; 0 No(es): none; and 0 Excused: none. |
| Senate | Feb 23, 2021 | The committee(s) on WAM recommend(s) that the measure be PASSED, WITH AMENDMENTS. The votes in WAM were as follows: 10 Aye(s): Senator(s) Dela Cruz, Keith-Agaran, English, Inouye, Kanuha, Kidani, Moriwaki, Shimabukuro, Taniguchi, Fevella; Aye(s) with reservations: none ; 0 No(es): none; and 1 Excused: Senator(s) Wakai. |
| Senate | Feb 12, 2021 | Report adopted; Passed Second Reading, as amended (SD 1) and referred to WAM/JDC. |
| Senate | Feb 12, 2021 | Reported from CPN (Stand. Com. Rep. No. 169) with recommendation of passage on Second Reading, as amended (SD 1) and referral to WAM/JDC. |
| Senate | Feb 9, 2021 | The committee(s) on CPN recommend(s) that the measure be PASSED, WITH AMENDMENTS. The votes in CPN were as follows: 7 Aye(s): Senator(s) Baker, Chang, Misalucha, Nishihara, Riviere, San Buenaventura, Fevella; Aye(s) with reservations: none ; 0 No(es): none; and 0 Excused: none. |
| Senate | Jan 29, 2021 | Referred to CPN, WAM/JDC. |
| Senate | Jan 27, 2021 | Passed First Reading. |
| Senate | Jan 27, 2021 | Introduced. |
Texts
| Type | Date | State Link | Text |
| Amended | Mar 5, 2021 | state link | bill text |
| Amended | Feb 11, 2021 | state link | bill text |
| Amended | Mar 25, 2021 | state link | bill text |
| Introduced | Jan 25, 2021 | state link | bill text |
Amendments
| Title | Description | Date | State Link | Text | Adopted |
| There are no amendments to this bill at this time | |||||
Votes - Click on description to view vote roll call
| Description | Vote Date | Yea Votes | Nay Votes | No Votes | Absent | Passed |
| Senate Commerce and Consumer Protection: Passed, With Amendments | 02/9/2021 | 7 | 0 | 0 | 0 | Yes |
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| resort votes by: party yeas nays name | ||||||
| Senate Ways and Means: Passed, With Amendments | 02/23/2021 | 10 | 0 | 0 | 1 | Yes |
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| resort votes by: party yeas nays name | ||||||
| Senate Judiciary: Passed, With Amendments | 02/23/2021 | 7 | 0 | 0 | 0 | Yes |
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| resort votes by: party yeas nays name | ||||||
| House Consumer Protection & Commerce: Passed, With Amendments | 03/24/2021 | 11 | 0 | 0 | 0 | Yes |
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| resort votes by: party yeas nays name | ||||||
Link: link to state bill page
