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Proposed Hawaii Firearm Legislation SB974

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Legislation Overview

Title: Relating To Consumer Protection.

Subject: Department of Commerce and Consumer Affairs: Payday Lending: Small Dollar Loans: Small Dollar Lenders: Licensure: Requirements: Check Cashers: Voluntary Payment Plans: Notices ($)

Description: Beginning 7/1/2023: provides for new viable installment-based small dollar loan transactions; specifies various consumer protection requirements for small dollar loans; requires licensure for small dollar lenders, subject to the oversight of the division of financial institutions of the department of commerce and consumer affairs; specifies licensing requirements for small dollar lenders; and caps the maximum allowable loan size at $1,500. Amends requirements for check cashers, including requiring check cashers to be licensed with the department of commerce and consumer affairs, to offer voluntary payment plans to consumers, and make various notice and disclosure requirements. Requires the division of financial institutions to conduct an analysis of the regulation of payday lenders and deferred deposit agreements and report to the legislature. Effective 7/1/2050. (HD1)

Session: 2021 Regular Session

Last Action: Passed Second Reading as amended in HD 1 and referred to the committee(s) on FIN with none voting aye with reservations; none voting no (0) and none excused (0).

Last Action Date: March 25, 2021

Sponsors

Note: the first sponsor listed is normally the primary sponsor. If a sponsor's name is a hyperlink you can click on it to 'follow the money'.

2 sponsors: Rosalyn Baker (D); Bennette Misalucha (D);

Percentage of Senate sponsoring bill: 8% (2 of 25)

History
Chamber Date Action
House Mar 25, 2021 Passed Second Reading as amended in HD 1 and referred to the committee(s) on FIN with none voting aye with reservations; none voting no (0) and none excused (0).
House Mar 25, 2021 Reported from CPC (Stand. Com. Rep. No. 1514) as amended in HD 1, recommending passage on Second Reading and referral to FIN.
House Mar 24, 2021 The committees on CPC recommend that the measure be PASSED, WITH AMENDMENTS. The votes were as follows: 11 Ayes: Representative(s) Johanson, Kitagawa, Aquino, Har, Hashem, Kong, Mizuno, Morikawa, Onishi, Tarnas, Matsumoto; Ayes with reservations: none; 0 Noes: none; and 0 Excused: none.
House Mar 22, 2021 Bill scheduled to be heard by CPC on Wednesday, 03-24-21 2:00PM in House conference room 329 Via Videoconference.
House Mar 11, 2021 Pass First Reading
House Mar 11, 2021 Referred to CPC, FIN, referral sheet 22
House Mar 9, 2021 Received from Senate (Sen. Com. No. 314) in amended form (SD 2).
Senate Mar 9, 2021 Report adopted; Passed Third Reading, as amended (SD 2). Ayes, 25; Aye(s) with reservations: none . Noes, 0 (none). Excused, 0 (none). Transmitted to House.
Senate Mar 5, 2021 Reported from WAM/JDC (Stand. Com. Rep. No. 913) with recommendation of passage on Third Reading, as amended (SD 2).
Senate Mar 5, 2021 48 Hrs. Notice 03-09-21.
Senate Feb 23, 2021 The committee(s) on JDC recommend(s) that the measure be PASSED, WITH AMENDMENTS. The votes in JDC were as follows: 7 Aye(s): Senator(s) Rhoads, Keohokalole, Acasio, Gabbard, Kim, Lee, Fevella; Aye(s) with reservations: none ; 0 No(es): none; and 0 Excused: none.
Senate Feb 23, 2021 The committee(s) on WAM recommend(s) that the measure be PASSED, WITH AMENDMENTS. The votes in WAM were as follows: 10 Aye(s): Senator(s) Dela Cruz, Keith-Agaran, English, Inouye, Kanuha, Kidani, Moriwaki, Shimabukuro, Taniguchi, Fevella; Aye(s) with reservations: none ; 0 No(es): none; and 1 Excused: Senator(s) Wakai.
Senate Feb 19, 2021 The committee(s) on WAM/JDC will hold a public decision making on 02-23-21 10:35AM; CR 211 & Videoconference.
Senate Feb 12, 2021 Reported from CPN (Stand. Com. Rep. No. 169) with recommendation of passage on Second Reading, as amended (SD 1) and referral to WAM/JDC.
Senate Feb 12, 2021 Report adopted; Passed Second Reading, as amended (SD 1) and referred to WAM/JDC.
Senate Feb 9, 2021 The committee(s) on CPN recommend(s) that the measure be PASSED, WITH AMENDMENTS. The votes in CPN were as follows: 7 Aye(s): Senator(s) Baker, Chang, Misalucha, Nishihara, Riviere, San Buenaventura, Fevella; Aye(s) with reservations: none ; 0 No(es): none; and 0 Excused: none.
Senate Feb 5, 2021 The committee(s) on CPN has scheduled a public hearing on 02-09-21 9:30AM in conference room 229.
Senate Jan 29, 2021 Referred to CPN, WAM/JDC.
Senate Jan 27, 2021 Introduced.
Senate Jan 27, 2021 Passed First Reading.
Texts
Type Date State Link Text
Amended Mar 25, 2021 state link bill text
Amended Mar 5, 2021 state link bill text
Amended Feb 11, 2021 state link bill text
Introduced Jan 25, 2021 state link bill text
Amendments
Title Description Date State Link Text Adopted
There are no amendments to this bill at this time
Votes - Click on description to view vote roll call
Description Vote Date Yea Votes Nay Votes No Votes Absent Passed
02/9/2021 7 0 0 0 Yes
  • Baker, Rosalyn (D) Yea
  • Chang, Stanley (D) Yea
  • Fevella, Kurt (R) Yea
  • Misalucha, Bennette (D) Yea
  • Nishihara, Clarence (D) Yea
  • Riviere, Gil (D) Yea
  • San Buenaventura, Joy (D) Yea
resort votes by: party yeas nays name
02/23/2021 10 0 0 1 Yes
  • Cruz, Donovan (D) Yea
  • English, J. Kalani (D) Yea
  • Fevella, Kurt (R) Yea
  • Inouye, Lorraine (D) Yea
  • Kanuha, Dru (D) Yea
  • Keith-agaran, Gil (D) Yea
  • Kidani, Michelle (D) Yea
  • Moriwaki, Sharon (D) Yea
  • Shimabukuro, Maile (D) Yea
  • Taniguchi, Brian (D) Yea
  • Wakai, Glenn (D) Absent
resort votes by: party yeas nays name
02/23/2021 7 0 0 0 Yes
  • Acasio, Laura (D) Yea
  • Fevella, Kurt (R) Yea
  • Gabbard, Mike (D) Yea
  • Keohokalole, Jarrett (D) Yea
  • Kim, Donna (D) Yea
  • Lee, Chris (D) Yea
  • Rhoads, Karl (D) Yea
resort votes by: party yeas nays name
03/24/2021 11 0 0 0 Yes
  • Aquino, Henry (D) Yea
  • Har, Sharon (D) Yea
  • Hashem, Mark (D) Yea
  • Johanson, Aaron (R) Yea
  • Kitagawa, Lisa (D) Yea
  • Kong, Sam (D) Yea
  • Matsumoto, Lauren (R) Yea
  • Mizuno, John (D) Yea
  • Morikawa, Daynette (D) Yea
  • Onishi, Richard (D) Yea
  • Tarnas, David (D) Yea
resort votes by: party yeas nays name

Link: link to state bill page

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